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2012-11-29
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最近在做毕业论文,先简单介绍下自己的情况,三流院校的企业管理硕士。想要做关于中小化工企业的信用评价,我的想法是:在后经济危机时代,随着大型企业受到重创,新的经济增长点必须放在中小企业上,又因为化工产业是一个资本密集型产业,所以中小化工企业迫切的需要银行贷款的支持。众所周知,中小企业向银行贷款不易,所以我想建立一个指标体系,对中小化工企业进行评价。可以使银行可以通过这个指标体系,直接审核中小化工企业的贷款资格。也可以使上下游企业对其信用水平有一个很直观的了解。通过文献检索,发现了一篇博士论文,用了一个比较少见的方法针对各行各业的企业建立了一个指标体系。而且这个方法用在信用评价上只有那篇博士论文用了。我想仿照它的做法,用同样的方法只针对中小化工行业建立信用评价指标体系。
Q1:信用评价是不是偏经济学,我是学企业管理的,能做吗?还有就是这样写完了以后会不会没有创新点?如果有创新点在何处?
Q2:如果按我这样的思路,写下来。是不是属于抄袭了?当然我再在构建指标体系的时候,会适当考虑化工企业的特点。我只求混毕业,这样写了能混毕业吗?
Q3:化工企业的特点除了环保要求,技术要求。还有哪些方面?
希望各位童鞋多多指点!!我会向回答最好的同学奖励100论坛币!

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cpamodeler 查看完整内容

I may give you some advice buddy. Q1:信用评价是不是偏经济学,我是学企业管理的,能做吗?还有就是这样写完了以后会不会没有创新点?如果有创新点在何处? You'd better ask your instructor. He determines your fate. It is an irreplaceable duty for him or her. In my eyes, business administration is a general branch. You can do whatever you want, only if your instructor has approved your request. ...
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2012-11-29 13:51:48
I may give you some advice buddy.

Q1:信用评价是不是偏经济学,我是学企业管理的,能做吗?还有就是这样写完了以后会不会没有创新点?如果有创新点在何处?
You'd better ask your instructor. He determines your fate. It is an irreplaceable duty for him or her.

In my eyes, business administration is a general branch. You can do whatever you want, only if your instructor has approved your request.

Evaluation system is a very interesting topic. Easy to be creative. Take, for example: how about index list? can you add one or delete one? why?
How about weight? can you increase one from 15% to 25%? and why?

If you want to make some adjustment, you'd better tell us which indicator you want hire? and why?
Is it a pre-alarm index? or a post-evaluation indicator?  why you set it up? why is it necessary? etc.

So numerous opportunity to create something cool. I don't worry about you on this.

Q2:如果按我这样的思路,写下来。是不是属于抄袭了?当然我再在构建指标体系的时候,会适当考虑化工企业的特点。我只求混毕业,这样写了能混毕业吗?
If you copy and paste, it is plagiarism.  
If majority of the indexes and their weights have been totally changed, it is hard to state you are guilty.
According to relevant requirement, you should cite your reference. Please make sure you do this.

"我只求混毕业,这样写了能混毕业吗?"
I am sorry to hear that. Cherish your opportunity.
I believe you won't pay your tuition all by yourself, otherwise your attitude will definitely not be negative. Do your best, you can make it.

Again, 95% out of 100% is your instructor who determine your final destiny.
If you are lucky enough to persuade him or her, you are in the safe harbor.
No one can answer your question, only your boss.

Q3:化工企业的特点除了环保要求,技术要求。还有哪些方面?
I wish I could help you more.
I believe you'd better consider the following aspects:
1. Investment. Chemical industry is a capital intensified industry. As a debtor, you should consider this.
2. Special facility and equipment. What kind equipment you need? how much? Is it easy to operation and facilitate? etc.
3. Raw material. How many you want on a daily basis? Is there sufficient supply? How about transportation expenditure? Do you need special vehicle? container? or safeguard? etc.
4. Global competition. If the market is very competitive, your facility will be outdated very soon. Meaning, high risk. As a debtor, you won't want this.
5. Security.  You want your assets and your human resources to be safe.  You also need to prove that your facility won't hurt its community.  Also, the produce should in safe hand, from inventory warehouse to its business destiny.
6. International standard.  Your product needs to be high qualified.

The following two are the issues you need think about:
7. Payback.  You need cash flow, positive one, the earlier the better.
8. Discount rate. Which one are you going to use? why? how did you come up with that number? etc

I hope this help.
Good luck buddy.
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2014-5-12 20:01:48
信用评价是偏经济学  但是不要求有很深的经济理论,所以学管理的也能做。  如果照搬别人的方法的话角度又一样就不好了,可以换个角度,或者换个数据。    另外,信用评价的数据不好获得吧,你找到了么?
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2014-10-28 15:13:46
cpamodeler 发表于 2012-11-29 13:51
I may give you some advice buddy.

Q1:信用评价是不是偏经济学,我是学企业管理的,能做吗?还有就是这 ...
估计您应该是在国外访学的中国教师吧。今天闲来无事翻看,人大经济论坛。发现之前在硕士论文构思期间的一个帖子居然得到您很中肯的回复,在此,表示衷心的感谢。现在我已经顺利完成了硕士论文,也毕业了。却是在写完硕士论文的时候,我才意识到,搞学术,原来真的不容易。
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