[size=167%]1.简介  Introduction
2.财务报表重构  Financial statement reconstruction
3.了解客户的业务  Knowing the client business
4.客户的战略  Client strategy
5.贷款用途  Loan’s purpose
6.财务分析  Financial analysis
7.面谈  Interview
8.风险识别和缓释措施  Risk identification and mitigating factors
9.借款人风险评级和贷款风险评级  BRR and FRR