英文文献：Interest Rate Spreads and Mandatory Credit Allocations: Implications on Banks Loans to Small Businesses in Indonesia
英文文献作者：Reza Siregar
英文文献摘要：
Recent studies have consistently shown that the East-Asian crisis-stricken countries have suffered from different degrees of credit crunch, particularly during the early stages of the crisis. However, only few of them have looked closely into the breakdowns of the loans and the roles of different groups of banks in explaining the rise and fall of bank lending, particularly to the small businesses during the post-1997 financial crisis. This paper aims to fill this void by looking at closely the recent development in Indonesia.