英文文献：Effects Of Weather Events On Loss Ratios For Crop Insurance Products: A County-Level Panel Data Analysis-天气事件对农作物保险产品损失率的影响:县级面板数据分析摘要本研究旨在探讨特定天气事件(乾旱、多雨、寒冷天气等)与农作物保险产品损失率随时间的关系
英文文献作者：Mafoua, Edouard,Turvey, Calum G.
英文文献摘要：
The purpose of this study is to examine the relationship over time between specific weather events (drought, excessive rainfall, cold weather, etc ) and loss ratios for crop insurance products. The study also investigates the impact of rainfall and extreme heat on field and fruit crop insurance loss ratios.

研究还探讨了降雨和极端高温对农田和水果作物保险损失率的影响。