1－1995－Bank regulation and the credit crunch
链接：http://www.sciencedirect.com/science?_ob=ArticleURL&_udi=B6VCY-3YB56SM-22&_user=1962347&_coverDate=06%2F30%2F1995&_alid=1283035553&_rdoc=1&_fmt=high&_orig=search&_cdi=5967&_sort=d&_st=4&_docanchor=&_ct=1&_acct=C000055629&_version=1&_urlVersion=0&_userid=1962347&md5=a17d8ca54536b38e58bc9b5d8aff28b0

2－1999－Trade credit and bank finance: Financing small firms in russia
链接：http://www.sciencedirect.com/science?_ob=ArticleURL&_udi=B6VDH-3YCN8F0-6&_user=1962347&_coverDate=11%2F30%2F1999&_rdoc=1&_fmt=high&_orig=search&_sort=d&_docanchor=&view=c&_searchStrId=1282770991&_rerunOrigin=google&_acct=C000055629&_version=1&_urlVersion=0&_userid=1962347&md5=fefcfbf9c069d49cb5d51aab69a19085

3－2000－Sharing default information as a borrower discipline device
链接：http://www.sciencedirect.com/science/article/B6V64-41J69BK-7/2/2c51c6b9fc13dd2086e2d13e55b33441

4－1999－How important are small banks to small business lending？：New evidence from a survey of small firms
链接：http://www.sciencedirect.com/science/article/B6VCY-418Y1HF-H/2/b3e6fcfbe7e571d3745c68cbc4d8d4fd