1－1998－De novo banks and lending to small business：An empirical analysis
链接：http://www.sciencedirect.com/science/article/B6VCY-3V7WMYP-G/2/0fcfbe4d71b23b8567110f3235b7870a

2－2004－Small Banks, Small Business, and Relationships：An Empirical Study of Lending to Small Farms
链接：http://www.springerlink.com/content/r1148r6w7k582142/