1－1999－Youth, Adolescence, and Maturity of Banks：Credit Availability to Small Business in an Era of Banking Consolidation
链接：
http://www.sciencedirect.com/science/article/B6VCY-418Y1HF-K/2/1f68c48254b0bfeee85b4467972a81de
2－2004－The Past, Present, and Probable Future for Community Banks
链接：
http://www.springerlink.com/content/n3857q412l766460/
abbr_cbb6746cace86df59bbbc0c1a083dd24.pdf
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