英文文献：Group Credit In Costa Rica: An Econometric Analysis Of Information Transfer, Repayment Performance, And Cost-Effectiveness
英文文献作者：Wenner, Mark D.
英文文献摘要：
Group lending with joint liability is a promising innovation in financial intermediation involving smallholders. Signaling theory is used to examine the effect of improved information regarding borrower creditworthiness on loan repayment rates. Internal rates of return determine cost-effectiveness. Data for the analysis came from a Costa Rican case study.