英文文献：A Comparison of Subjective and Historical Yield Distributions With Implications For Multiple Peril Crop Insurance
英文文献作者：Buzby, Jean,Kenkel, Phil L.,Skees, Jerry R.,Pease, James W.,Benson, Fred J.
英文文献摘要：
This study examines the relationship between subjective yield distributions elicited from Kentucky farmers in 1987 and 1989 and their historical yield distributions using insurance concepts. The results indicate close correspondence between the first moments of the distributions and a marked difference in skewness suggesting that farmers underestimate their downside risk.