1―2007―Bank Relationships and the Value Relevance of the Income Statement：Evidence from Income-Statement Conservatism
链接如下：http://www3.interscience.wiley.com/journal/118540540/abstract

2―2007―The Value of Relationship Lending：Small Banks in an Era of Consolidation
链接如下：http://www3.interscience.wiley.com/journal/118504785/abstract

3―2007―Does Relationship Lending Still Matter in the Consumer Banking Sector？Evidence from the Automobile Loan Market
链接如下：http://www3.interscience.wiley.com/journal/117976191/abstract

4－2003－A Theory of Discouraged Borrowers
链接如下：http://www.springerlink.com/content/w6x4uw642k4837p3/