NET INTEREST MARGIN
(=2080 / 2010AVG * 100)
This ratio is the net interest income expressed as a percentage of earning assets. The higher this figure the cheaper the funding or the higher the margin the bank is commanding. Higher margins and profitability are desirable as long as the asset quality is being maintained.

我计算过了，净利息收入除以收益性资产或者总资产都不对，怎么回事？

我也由此疑问，求大神解答~~