Low-income people have roughly the same
financial services needs as everyone else, but they just need them designed and delivered in a
way that meets their particular characteristics, such as: sporadic or unpredictable income,
weeks or months with a negative cash flow, vulnerability to risks, and possibly situated in difficult
to reach locations with limited infrastructure.
和别的群体一样，低收入人群也非常需要金融服务，但是只需要以某种方式设计和传递来满足他们具体的特点，比如：收入间歇性或难以预知的收入，几个星期或几个月的入不敷出，抗风险能力很弱，可能居住在偏僻的缺乏基础设施的地方。

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