各位大侠，下面这段话的后一句如何翻译？请指教！在线等。感谢ing
The New Accord entails that the overall capital amount should mirror the risk that the Bank is envisaging during the lending activity. It therefore encourages advanced credit risk management capabilities by stipulating levels of increasing sophistication with a reduction in capital charge in estimating the main components of the potential losses: Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD)