1. Credit card churn forecasting by logistic regression and decision tree
Expert Systems with Applications,  Available online 6 July 2011
Guangli Nie, Wei Rowe, Lingling Zhang, Yingjie Tian, Yong Shi
http://www.sciencedirect.com/science/article/pii/S0957417411009237


2. Using data mining to improve assessment of credit worthiness via credit scoring models
Expert Systems with Applications, Volume 38, Issue 10, 15 September 2011, Pages 13274-13283
Bee Wah Yap, Seng Huat Ong, Nor Huselina Mohamed Husain

http://www.sciencedirect.com/science/article/pii/S0957417411006749