在正常情况下，低利率对中小企业融资影响较大，他们的融资成本会降低。但是另一种情况就不变言明了。。

低利率对中小企业影响可不大~~反正他们从银行也贷不了款~~他们才是真正从市场融资呢~~

Banking industry.....of course
Real-estate industry, for financing cost and consumers' demand
Investment Banking, low interest rates may make more corporations choose equity financing over debt finance
Infrastructure, significantly reducing financing cost
Retailers, people consumes more rather than deposit money in the bank

利率的高低影响最大的是虚拟经济，如果想遏制高房价，打击股市，最简单也是最有效的就是大幅提高利率