Strengths:
ƒ Superior geographic diversification
ƒ Robust capitalization
ƒ Very strong liquidity
ƒ Solid track record of good asset quality
Weaknesses:
ƒ Just adequate, although improving, profitability
ƒ Imbalanced funding mix
ƒ Significant exposures to challenging operating environments in high-risk countries
ƒ Potential legal risks