in USA, approximately one third of banks with under us100 mn in assets plan to offer e-banking in the near future.
in Q3 1999, 58.5% of e-banks with more than US $10 bn in assets offered a package of e-banking services that included balance inquiry, funds transfer, electronic bill payment, and at least three other e-banking services.
these only enumerate the e-banking.....
what`s your guys meaning"尴尬"