有实习经验回国还是要master才ok么？有manulife offer马上要决定！求助！

2013-1-29 05:35:55

maomaochongz 发表于 2013-1-24 01:34
yep ca is not as excited place to live, but it does put a ease in your mind (more so than the stat ...

My boss just passed by to tell me and another coop student that he is going to reserve positions for us for 6 months. It seems that both of us rejected return really hurs his feelings...

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2013-1-29 22:24:04

kings_lucifer 发表于 2013-1-28 23:53
Sorry for replying you this late. I got cold. T T I wanna tell you that I rejected the offer from ...

you will likely be disappointed trying to find an "ideal" investment job in a soft economical market, going to a grad school will increase your chance

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2013-1-29 22:35:35

kings_lucifer 发表于 2013-1-29 00:10
Yeah. I think P&C will be much better than life. I's like to meet challenges and have some accompl ...

actuarial job is known for stability not highest pay. also your pay gradually increases as you become more experienced and able to hold more responsibilities. you will not be able to accomplish much while you are young and inexperienced, and likely just spend your early career years studying for the exams. If you care about the starting pay a lot, this is not the career for you. and P&C actuaries are only marginally higher paid compare to their life counterparts (by...maybe +10~20% ?)

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2013-1-29 22:36:22

maomaochongz 发表于 2013-1-29 22:24
you will likely be disappointed trying to find an "ideal" investment job in a soft economical mark ...

yes, I think FE may be better for it. Anyway, I think I will try it first. Otherwise, I can gap 1 year, enjoying life and getting GRE done.

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2013-1-29 22:40:33

kings_lucifer 发表于 2013-1-29 05:35
My boss just passed by to tell me and another coop student that he is going to reserve positions f ...

always keep your options open

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2013-1-29 22:44:52

maomaochongz 发表于 2013-1-29 22:35
actuarial job is known for stability not highest pay. also your pay gradually increases as you bec ...

You may not be able to understand my thougts. But as an international student, I do really care about the starting pay. Coz my parents paid a lot to supoort my study in CA. Although they don't care about my money, but I still want to 'pay my tuition debt' back to them ASAP.

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2013-1-29 22:49:57

kings_lucifer 发表于 2013-1-29 22:36
yes, I think FE may be better for it. Anyway, I think I will try it first. Otherwise, I can gap 1 ...

take a break and spend one year travel around the world is an option too

if you don't do it in your early 20s, it will be hard to find another chance to do so...it takes a lot of courage to quit your job for a year in your 30s to do something similar. if you manage to do something meaningful while travelling, like some charity job in Africa or something, it might help your application to business schools (MBA) too.. some of those top tier schools care about these kind of things more so than the GRE/GMAT score

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guyinglynn

2013-1-29 23:18:18

我果然是老了嘛。。。一长串的英文就不想看了。。。

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guyinglynn

2013-1-29 23:19:23

楼主在加拿大几年了？
回国要谨慎啊，人总是这山望着那山高的。

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2013-1-30 00:22:36

guyinglynn 发表于 2013-1-29 23:19
楼主在加拿大几年了？
回国要谨慎啊，人总是这山望着那山高的。

amlost 7 yrs//

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2013-1-30 00:30:23

maomaochongz 发表于 2013-1-29 22:49
take a break and spend one year travel around the world is an option too if you don't do it ...

Yeah. One bad thing for coop is we can not actually have long break.. Every term is like one week or two weeks maximum.. I went out travel almost every break except going back to China. I think if I stay in insurance companies(no matter life or P&C), I can still have long vocation if I apply. But IBD seems to be impossible. If I have to polish myself in US, Columbia is my favourite. They have one year program, saving time..
Btw, when we can have a sunny warm day in trt..lol

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2013-1-30 00:31:27

guyinglynn 发表于 2013-1-29 23:18
我果然是老了嘛。。。一长串的英文就不想看了。。。

I am working ..so no chinese typing

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2013-1-30 04:59:28

我也想做做IB这类的。。不过这类的资格不够进步了啊。。。TT

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2013-1-30 05:11:03

yuyichris 发表于 2013-1-30 04:59
我也想做做IB这类的。。不过这类的资格不够进步了啊。。。TT

I think it depends on your related working experience and which department you want. I can get a position in IB, but I can only do intermediate desk. I have a previous employer in TD security, he gave me this offer. But I declined, front desk is much more interesting. It depends on which department you want.

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2013-1-30 05:18:37

kings_lucifer 发表于 2013-1-30 05:11
I think it depends on your related working experience and which department you want. I can get a p ...

you are right. 我没什么经验，所以也不知道哪个部门比较适合我。估计我也就想在IB里面找个舒服又有趣的职位做做。。。女孩子嘛。。。比较喜欢有时间可以逛逛街啥的。。。现在同在保险公司实习的人伤不起，我也就打算考完MFE就不继续了

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2013-1-30 05:27:22

yuyichris 发表于 2013-1-30 05:18
you are right. 我没什么经验，所以也不知道哪个部门比较适合我。估计我也就想在IB里面找个舒服又有趣的职 ...

So you are in Canada too? I think the intermediate desk won't be so busy compared with those in front desk, relatively stable. But sometimes you still have to work overtime up to 8pm. But not that interesting, since the mean things they have to do is about reports and clinet reviews.

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2013-1-30 05:33:16

kings_lucifer 发表于 2013-1-30 05:27
So you are in Canada too? I think the intermediate desk won't be so busy compared with those in fr ...

I am in US. 不管怎么样。。。只好一步步来了，投投简历等消息。。。=）

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2013-1-30 05:33:21

kings_lucifer 发表于 2013-1-30 05:27
So you are in Canada too? I think the intermediate desk won't be so busy compared with those in fr ...

I am in US. 不管怎么样。。。只好一步步来了，投投简历等消息。。。=）

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2013-1-30 05:37:34

yuyichris 发表于 2013-1-30 05:33
I am in US. 不管怎么样。。。只好一步步来了，投投简历等消息。。。=）

I think US defintely have more job opportunities. You can have your ideal job :) Good luck.

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llca

2013-2-8 03:47:58

LZ已经有答案了啊.."但是我完全不想继续留加拿大"

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2013-2-11 23:45:09

llca 发表于 2013-2-8 03:47
LZ已经有答案了啊.."但是我完全不想继续留加拿大"

I don't like Canada, but I will still take my career as the first consideration. Sometimes people can't choose what they want, but have to face the reality and do what they have to do. Sigh....

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清情

2013-2-16 02:48:42

Are u in the north tower? which team?

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zcg6433

2013-2-16 06:15:45

我之前差点去waterloo了，虽然最后没去但waterloo is a VERY good school.
我见过好多waterloo的人都和你一样 “就像回国吃个麻辣烫什么的”
估计因为你们那是suburb，太安逸了。
我以前也在suburb混过也这么想过。
不过劝你趁年轻还是 keep your mind open. ambitious 一点不是什么坏事

“就像回国吃个麻辣烫什么的”
你把国内想得太简单了。。。想过上这样生活加拿大倒还有希望

别的不说就看收入
回国全职他们一小时10刀都付不了你。。

我不知道加拿大情况怎么样。。。美国实习一小时拿20-35刀很正常
我之前实习月8000刀公司给租车租房公司给雇family doctor, dentist, 提供legal assistance
而且每周只工作35小时
国内能赚多少？生活能什么样？
仔细想想再做决定GOOD LUCK!

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zcg6433

2013-2-16 06:31:32

yuyichris 发表于 2013-1-30 05:18
you are right. 我没什么经验，所以也不知道哪个部门比较适合我。估计我也就想在IB里面找个舒服又有趣的职 ...

you know ibankers work 100+ hours/week, right?
You think you will have time shopping when you work 100 hours+/week?

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zcg6433

2013-2-16 09:25:52

kings_lucifer 发表于 2013-1-23 22:23
I think it may because I also have CFA and I am in a investment more likely department. Manulife s ...

tax is pretty damn high in the US (although you might get some sorts of tax exemptions as a foreign worker depending on you immigration status), but i heard it is even higher in canada.
How are you gonna be taxed if you work in canada?
Suppose someone makes 90k/year in canada.
About what percent of his salary will be tax?

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2013-5-9 10:55:16

清情发表于 2013-2-16 02:48
Are u in the north tower? which team?

I am not in north tower.

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