lanalpha 发表于 2013-2-28 17:31 
非常感谢,哪里能看到官方的定义呢?
You need google it!
Here's some information I see from an article
"However, under Solvency II, the ‘Solvency
Ratio’ is calculated
by the differential
between an insurers’ Available Capital (the
market value of its assets minus the
market value of its liabilities) and its S
CR (which can be calculated using either a
standard or internal model.) The rela
tionship between the two must exceed 100%.
This ratio is a measure of the risk an insure
r faces of claims that it cannot absorb. The
SCR covers for operational risk plus interest
rate, equity risk (global and other), credit
risk, currency risk and property risk minus di
versification benefit. It is calculated
annually and covers all risks faced by an
insurer for a 99.5% confidence level over a
one-year horizon (i.e. a for a 1-in-200 year event). "