predictive modelling still pricing work only more advanced ---traditional ratemaking is one-way analysis and predictive modelling is multi-dimensional. GLM modelling is part of pricing/ratemaking.

the other thing you mentioned...direct market vs. broker market..is unrelated to the pricing/modelling issue - personally insurance is heavily regulated + more homogeneous risks so more potentially to move to direct market, but on the other hand commercial insurance especially property & liab remain unregulated and heterogeneous so broker/underwriter interference is crucial.

多谢啊嗯确实在personal line还是需要有人做filing滴 而且GLM也只是一种会被越来越广泛应用的方法。modeler还是不能完全代替actuary。
at the end of the day, it's still business.

另外在reserving loss analytics方面，你觉得econometrics有应用的空间吗？还是将来还是主要画三角形啊？thanks for the input.