你付浮动的，收固定的7.55%

你收浮动的，付固定的7.60%

IR swap has 2 legs, fixed leg and floating leg

quotes refer to fixed leg

if you receive fixed leg, then you enter a receive swap, in your case, 7.55%

if you pay fixed leg,then you enter a pay swap, in your case, 7.60%

利率互换可以这么理解，用固定现金流买浮动现金流，即前者是后者的价格。

银行的报价是bid/asked，前者指银行买入浮动现金流价格；后者指银行卖出浮动现金流价格。

银行靠（asked-bid）谋利。