虽然MLC就要开考了,但是3天前SOA公布了sample题里面的一类新题型。。。不知道这次会不会考,但是作为临时抱佛脚的同学们也可以看一下。
是关于Reversionary bonus
摘要如下,例题见附件
Reversionary bonus is defined as an amount added to the life insurance face amount (sum
assured as they would say in British English) of a participating (or, with profits life
assurance policy in British English) out of a life company’s profits, usually on an annual
basis. These bonuses are payable at the end of the term of the policy (that is, at maturity),
or on prior death of the life assured. Once allocated, their values are guaranteed provided
premiums are paid up to maturity or death.