cpamodeler 发表于 2014-8-1 00:28 
Hi buddy,
Let's work together and try to figure it our, OK?
Be careful about your grammatical errors.
you can refer a bank evaluation.
I don't understand what refer means here. Even if it is correctly used, you should use refer to.
The rest is pretty similar with what you have done with other normal practice.
similar to is much better.
since no future cash flow will incur.
occur
I hope this help,
helps