这个东西很难说，单单想通过考试的话，现在准备不是一般的早，如果你确实对这个东西感兴趣，那最好从现在开始接触一些关于金融风险、金融衍生品的书，如果有机会旁听在校的课程最好了。

推荐一本还算不错的书，复旦的老师有本关于金融风险的书，是为cfa准备的，红色封面，清华大学出版社出版，但是也可以作为frm的参考书，从1、2级开始看，很基础；再有就是frm的handbook，市面上有本翻译过来的第二版，如果你英语够好，也可以直接看英文版本，handbook只是让你对frm有个大概的框架，如果想学好，handbook远远不够。不过可以先从handbook开始，让自己有个大概的了解，然后按照core reading上面的参考资料，去图书馆借一些来看（买的话不是很值、而且也比较费银子），多多少少让自己对各部分的内容有个大概的了解。这样的话，如果你够牛、悟性够好不报班也许也能通过，报个班的话，有好的基础，学起来也不吃力，还能增加通过的概率～

FRM的东西不难，但是很实务、知识面很广，确实也非常有意思。有些人总喜欢问cfa、frm在中国有用没用的，考了总是有用的，那么多废话干嘛，考了也可能不会做那些很令人向往的工作，但是没有这个证你连做梦的机会都没有……

最后祝好运！

I totally support second floor's suggestions. I think he's absolutely right about the process if you are targeting at gaining more knowledge and insights into FRM to prepare for next year's study. However my suggestion is to start with Schweser Notes.

I am in the exact situation as you are right now. I have asked people who have experiences studying and passing FRM or CFA, they all recommended me to start with the Schweser Notes directly and skip the handbook. However the problem is both the notes and handbook will get updated for 2009 exam. So what I'll do is to read the Schweser Notes 2008 as a start point and wait till next year's materials out. I think the basics should be the same year over year. Reading this year's stuff helps us to get a taste of what we are getting into.

You can easily download Schweser Notes 2008 from our pinggu.org bbs. A lot of generous people are sharing their notes with us.