Hughes, Joseph P., William Lang, Loretta J. Mester, and Choon-Geol Moon, 1995, “Recovering Technologies that Account for Generalized Managerial Preferences: An Application to Non-Risk-Neutral Banks,” Wharton Financial Institutions Center, Working Paper 95-16 and Federal Reserve Bank of Philadelphia Working Paper No. 95-8/R.Hughes, Joseph P., William Lang, Loretta J. Mester, and Choon-Geol