中国人民银行决定,自2015年5月11日起下调金融机构人民币贷款和存款基准利率。金融机构一年期贷款基准利率下调0.25个百分点至5.1%;一年期存款基准利率下调0.25个百分点至2.25%,同时结合推进利率市场化改革,将金融机构存款利率浮动区间的上限由存款基准利率的1.3倍调整为1.5倍;其他各档次贷款及存款基准利率、个人住房公积金存贷款利率相应调整。 
以下为央行历次降息后市场走势:
| 数据上调时间 | 存款基准利率 | 贷款基准利率 | 消息公布次日指数涨跌 | 
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| 调整后 | 调整幅度 | 调整后 | 调整幅度 | 上海 | 深圳 | 
| 2015/5/11 |  2.25% |  -0.25% | 5.1%  | -0.25%  | 
 | 
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| 2015/3/1 | 2.50% | -0.25% | 5.35% | -0.25% | 0.79% | 1.07% | 
| 2014/11/22 | 2.75% | -0.25% | 5.60% | -0.40% | 1.85% | 2.95% | 
| 2012/7/6 | 3.00% | -0.25% | 6.00% | -0.31% | -2.37% | -2.00% | 
| 2012/6/8 | 3.25% | -0.25% | 6.31% | -0.25% | 1.07% | 1.47% | 
| 2008/12/23 | 2.25% | -0.27% | 5.31% | -0.27% | -1.76% | -1.61% | 
| 2008/11/27 | 2.52% | -1.08% | 5.58% | -1.08% | -2.44% | -0.37% | 
| 2008/10/30 | 3.60% | -0.27% | 6.66% | -0.27% | -1.97% | -1.15% | 
| 2008/10/9 | 3.87% | -0.27% | 6.93% | -0.27% | -3.57% | 
 -5.52% 
 
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