通用电气金融服务公司的发展_GE Capital's Businesses

通用电气金融服务公司的发展

　　通用电气金融服务公司创立于1943年，原为美国通用电气公司的一个分部，主要为通用电气公司消费品和工业产品的销售与批发提供融资服务。现在公司提供范围广泛的融资和外购服务，业务范围包括机动有轨车租赁、信用卡、再保险以及设备融资。

　　1997年，通用电气金融服务公司收益达393亿美元，资产总额达2554亿美元。这是通用电气集团总收益的44%，总资产额的84%。同年，通用电气金融服务公司的营业收益增长了9.2%，而通用电气集团的其他公司收益平均下降了3.6%。

　　步入新的竞技场：通用电气金融服务公司的使命是在所有市场争夺头一二名，因此，它的企业在全球同行业中名列前茅。通用船队服务公司是世界最大的船队管理公司，它拥有AVIS欧洲租赁公司。GENSTAR集装箱公司在货船租赁和联运集装箱租赁领域名列榜首。通用零售商金融服务公司是自有品牌信用卡领域最大的供应商和管理者。

　　促使增长的技能：通用电气金融服务公司增长的关键是掌握收购技巧。公司发现，收购是获得增长机会最快捷、最划算的方法。它善于认准备选公司、制订收购计划、进行签约谈判，最后执行收购。公司每年花在收购方面的资金达30多亿美元。这种收购力度持续了三年，到1995年才停止。与母公司通用集团的联系是通用电气金融服务公司的特权资产，它使竞争对手望尘莫及，使公司的发展如虎添翼。公司还享有通用电气集团实力带来的威望，具有三A级资信等级和成熟的国际运营经验，这一切为它进行以增长为目的的收购融资以及打入新兴地域市场铺平了道路。

　　地域扩展：公司的许多增长来自全球化。在全球范围内，公司收购了一些颇具竞争实力的强手，这些公司在各自的市场已经处于或能够占据领导地位。 1994~1995年，通用电气金融服务公司美国公司收益增长仅为15.7%，而其欧洲公司收益增长却达64.5%，亚洲公司达83.2%。

GE Capital's BusinessES

Commercial Lending & Leasing

Americas

In the U.S., Canada and Mexico, GE Capital is a leading provider of business lending and leasing for companies of all sizes in a wide array of industries. We work closely with our customers to provide business financing to purchase, lease and distribute equipment. We provide business capital for corporate acquisitions, refinancing and restructuring as well as services to manage large fleets of cars and other equipment.

Europe, Middle East, and Africa

GE Capital operates at the very heart of European business. As the leading provider of working capital and asset finance, including acquisition finance. Every day, GE Capital helps over 350,000 European customers reach their objectives. We provide a wide range of financial products and services to SMEs and multinationals in 16 European countries, with outstanding lending capabilities. Thanks to GE's 130+ year industrial experience, we can make your assets work harder for your business. In the Middle East, our Mubadala GE Capital joint venture, based in Abu Dhabi, is focused on our customers and high-return business investment opportunities throughout the region.

Asia Pacific

GE Capital Asia Pacific serves more than 15 million businesses and consumers in all major markets across the region. We offer specialist financial products and services to support the needs of our customers. Businesses and institutional clients have access to financial solutions including acquisition finance, inventory and working capital financing, leveraged and sponsor finance, equity capital, equipment leasing and fleet management.