第一篇

题目：Persistent poverty and informal credit

作者：Paulo Santosa；Christopher B. Barrettb

期刊：Journal of Development Economics，Volume 96, Issue 2,November 2011, Pages 337–347

第二篇

题目：From tackling poverty to achieving financial inclusion—The changingrole of British credit unions in low income communities

作者：Paul A. Jones

期刊：The Journal of Socio-Economics, Volume 37, Issue 6, December 2008,Pages 2141–2154