Overheads 

Loan Loss Provisions   

Net-Charge Offs

Subordinated Debts (Memo)

Due from Banks (Memo)

Impaired Loans (Memo)   

/Intangibles (Memo) 

 Operating Income (Memo)  

Unreserved Impaired  

 Dep & ST Funding 

Cap Funds / Tot Assets 

 Cap Funds / Net Loans 

 Cap Funds / Dep & ST Funding 

Subord Debt / Cap Funds    

Net Interest Margin 

Net Int Rev / Avg Assets 

 Oth Op Inc / Avg Assets 

Non Int Exp / Avg Assets 

Pre-Tax Op Inc / Avg Assets 

Non Op Items & Taxes / Avg Ast 

 Return On Avg Assets (ROAA) 

Return On Avg Equity (ROAE) 

Inc Net Of Dist / Avg Equity 

Non Op Items / Net Income 

 Cost To Income Ratio 

/Recurring Earning Power   

 Liquidity Interbank Ratio 

Net Loans / Tot Dep & Bor 

 Liquid Assets / Dep & ST Funding 

 Liquid Assets / Tot Dep & Bor