英文文献：The Effects Of Bank Mergers On Commercial Bank Agricultural Lending-银行合并对商业银行农业贷款的影响
英文文献作者：Ahrendsen, Bruce L.,Dixon, Bruce L.,Luo, Bing
英文文献摘要：
Regression analysis is used to estimate static and dynamic restructuring, direct and external effects of mergers from 1994 to 2001 on bank agricultural loan-to-asset ratios. Results indicate that mergers have a negative effect on agricultural loan ratios. The effect is less pronounced for smaller than larger bank mergers and more pronounced for mergers of banks affiliated with the same holding company than other merger types.

摘要采用回归分析的方法，对1994 - 2001年银行间的静态重组和动态重组、合并对银行农业贷款资产比率的直接影响和外部影响进行了估计。结果表明，合并对农业贷款比率有负向影响。对规模较小的银行合并的影响不如对规模较大的银行合并的影响显著，而对隶属于同一控股公司的银行合并的影响则比其他类型的合并更为显著。