Bank Credit: A Study of the Principles and Factors Underlying Advances Made By Banks to Borrowers

by Chester Arthur Phillips (Author)



A Study of the Principles and Factors Underlying Advances Made by Banks To Borrowers

The purpose of this textbook is two-fold: to develop the principles of bank credit considered in the abstract and to set forth the main factors underlying the loans made, the credit extended, by banks to borrowers.

Part One is devoted mainly to an explanation of the way in which cash in banks becomes the basis of manifold loans and deposits, and to a statement of the relation of loans to the other principal items of the bank balance sheet.

The burden of Part Two is a consideration of the factors underlying and affecting the soundness of the contents of banks' portfolios.



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