Professor Lyn C. Thomas的包括：FRM ModelsStructural Models in Consumer CreditSurvey of Credit and Behavioral ScoringSurvey of Issues in Consumer Credit Modelling ResearchAssistant Professor from Tina C. Chini的包括：Pricing and Price-Based CompetitionSegmentation, Targeting and PositioningBuilding and Maintaining Customer RelationsProduct Development and Life Cycle Management等共十份，愈100页的材料。