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本附件包括：

• 1. The new era of expected credit loss provisioning.pdf
• 2. Big Data：New Tricks for Econometrics.pdf
• 3. Machine Learning：A Revolution in Risk Management and Compliance？.pdf
• 4. Central clearing and risk transformation.pdf
• 5. The bank／capital markets nexus goes global.pdf
• 6. FinTech credit：Market structure, business models and financial stability implications.pdf
• 7. The Gordon Gekko Effect：The Role of Culture in the Financial Industry.pdf
• FRM 2018 Study Guide.pdf