这不是一个保险产品，这是指一类保险，专门针对企业某一类风险的保险产品。比如信用风险，董事责任险等等，都是比较新的险种。不是一个企业的风险管理转移方案。也与一般传统的企业财产险产品将很多风险组合在一起的思想不同。

没有悬赏分？

targeted enterprise risk insurance (TERI)
A class of insurance products used to cover specific financial (e.g., credit), operational, or hazard risk. It is a new category of insurance products that has nothing to do with an enterprisewide approach to risk transfer, insurance, or financial risk management.