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http://www3.interscience.wiley.com/journal/118973634/abstract?CRETRY=1&SRETRY=0

2. Allen, F. (1990), “The market for information and the origin of financial intermediation”, Journal of Financial Intermediation 1:3−30.
http://www.sciencedirect.com/science/article/B6WJD-4CYH5WK-S/2/8bfd29904c88c382c0ec0bbe23e0f5c2

3. Allen, F. (1993), “Stock markets and resource allocation”, in: C. Mayer and X. Vives, eds., Capital Markets and Financial Intermediation (Cambridge University Press) pp. 81–104.