英文文献：Effects of Credit Constraint on Productivity and Rural Household Income in China
英文文献作者：Dong, Fengxia,Lu, Jing,Featherstone, Allen M.
英文文献摘要：
Chinese rural household has been always facing credit constraints. Few institutions lend loans to farmers because of financial risks. Farmers have to use usury or other informal sources to meet the financial needs for production. This credit constraint has been forcing farmers to deviate from optimal resource allocation and production arrangement. Consequently, it affects farmers’ income growth. Therefore, the objective of this study is to examine how credit constraint affects agricultural productivity and rural household income and discuss some consequent policy implications.