hello, sorry I didn't fully get you. If I take the exam on FRM now and do pass it, without work experience requirements, will my files be saved somewhere and I am awarded the title, once I gain the experience, or I must have the two-year working at the same time I apply for the membership. I assume it is the first case, otherwise there is no point to enroll students. So, is there anyone who has done similar thing before and tell me how these work? 
 What do you mean by"waiting means less chance, you wait but not others"?
 I have tried to register online with GARP, it works, but I haven't gone to the final payment stage.