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本附件包括：

• The Evolution of Risk and Reward Sharing in Retirement.pdf
• Understanding Individual Account Guarantees.pdf
• Understanding the Defined Benefit versus Defined Contribution Choice.pdf
• Developments in Risk Management for Retirement Security.pdf
• Lessons from Pension Reform in the Americas.pdf
• Mortality Risk, Inflation Risk, and annuity Products.pdf
• RiskManagement Perspectives on the Challenges Facing Industrialized Countries.pdf