The supply side of household financeG Foà, L Gambacorta, L Guiso… - The Review of Financial …, 2019 - academic.oup.com
Using matched borrower-lender data, we document strong nonprice supplier effects in
mortgage contract choice. For given relative price of adjustable and fixed rate mortgages,
households borrowing from banks hit by shocks to the cost of long term funding, or to the