篇号：1
题名：Symbiosis vs. crowding-out: the interaction of formal and informal credit markets in developing countries
作者：Jain, Sanjay
期刊全称或缩写：Journal of Development Economics
年份，卷（期），起止页码： Volume (Year): 59 (1999)，Issue (Month): 2 (August)，Pages: 419-444
电子链接：http://www.sciencedirect.com/science/article/B6VBV-3WY9T43-B/2/47871c74b3f1fb5a0a19e691b98932ca


篇号：2
题名：Bank-moneylender linkage as an alternative to bank competition in rural credit markets
作者：Adel Varghese
期刊全称或缩写：OXFORD ECONOMIC PAPERS
年份，卷（期），起止页码： Volume (Year): 57 (2005)，315-335
电子链接： http://www.oxfordjournals.org/our_journals/oep/terms.html

感激不尽