各位达人能否帮忙查找下以下两篇文章 本人也小表谢意 不胜感激  rayto@live.cn

Standard and Poor’s. 2005. “Insurance Criteria: Evaluating The  Enterprise Risk Management
Practices of Insurance Companies,” Oct. 17.
Tillinghast-Towers Perrin. 2002. “Enterprise Risk Management in the Insurance Industry—2002
Benchmarking Survey Report.”