英文文献：A Credit Migration Analysis of the Financial Vitality of Female and Racial Minority Borrowers of the Farm Service Agency under Recessionary Conditions
英文文献作者：Li, Xiaofei,Escalante, Cesar L.,Dodson, Charles B.
英文文献摘要：
This paper compares the credit migration transition of female and racial minority farmers of the Farm Service Agency’s lending program using both time-discrete method and time-homogeneous Markov chain method. The estimated results indicates that racial and gender minority farms have higher financial vulnerability.