文献：Time varying and dynamic models for default risk in consumer loans
作者：Jonathan Crook 1 and Tony Bellotti 1
刊物：
Journal of the Royal Statistical Society: Series A (Statistics in Society)Volume 173 Issue 2, Pages 283 - 305
Published Online: 9 Nov 2009

电子链接：http://www3.interscience.wiley.com/journal/122680504/abstract

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