Title: Managing Your Money All-In-One For Dummies
Year: 2009




Table of Content

Introduction ................................................................ 1
Book I: Taking Charge of Your Finances......................... 7
Chapter 1: Assessing Where You Are Financially ..........................................................9
Chapter 2: Improving Your Relationship with Money ................................................27
Chapter 3: Building and Sticking to a Budget ...............................................................45
Chapter 4: Cutting Spending and Boosting Income ....................................................61
Chapter 5: Fixing Up Your Credit Report......................................................................81
Book II: Managing Home and Personal Finances .......... 97
Chapter 1: Running a Money-Smart Household ...........................................................99
Chapter 2: Home Ownership and Choosing the Right Mortgage .............................123
Chapter 3: Avoiding Foreclosure .................................................................................139
Chapter 4: Keeping a Lid on Medical Costs ................................................................153
Chapter 5: Using the Internet to Help Manage Your Finances .................................177
Book III: Dealing with Debt ...................................... 189
Chapter 1: Tackling What You Owe .............................................................................191
Chapter 2: Understanding How Credit Works ............................................................203
Chapter 3: Consolidating Your Debts ..........................................................................215
Chapter 4: Negotiating with Creditors and Getting Help ..........................................227
Chapter 5: Considering Bankruptcy ............................................................................247
Book IV: Saving and Investing .................................. 265
Chapter 1: Becoming a Saver........................................................................................267
Chapter 2: Investing in Stocks, Bonds, and Mutual Funds .......................................281
Chapter 3: Saving for Retirement .................................................................................301
Chapter 4: Saving for College .......................................................................................319
Chapter 5: Working with an Online Broker.................................................................333
Book V: Protecting Your Money and Assets ................ 347
Chapter 1: Combating Identity Theft ...........................................................................349
Chapter 2: Online Banking ............................................................................................369
Chapter 3: Homeowner’s Insurance ............................................................................381
Chapter 4: Auto Insurance Basics ................................................................................401
Chapter 5: Buying Life Insurance .................................................................................417
Chapter 6: Dealing with the Tax Man ..........................................................................445
Book VI: Retiring Comfortably .................................. 473
Chapter 1: 401(k) and 403(b) Retirement Investing ..................................................475
Chapter 2: Retiring Your Way: IRAs.............................................................................495
Chapter 3: Paychecks from Your House: Reverse Mortgages ..................................509
Chapter 4: Managing Money in Retirement ................................................................523
Chapter 5: Online Retirement Planning ......................................................................541
Book VII: Planning Your Estate and Will ................... 557
Chapter 1: Fundamentals of Estate Planning..............................................................559
Chapter 2: Where There’s a Will ..................................................................................579
Chapter 3: Limitations of Wills: What You Can and Can’t Do ..................................597
Chapter 4: Estate Planning Online ...............................................................................611
Chapter 5: Taking Care of Aging Parents with Durable Power of Attorney ............627
Index ...................................................................... 639