Development of Credit Scoring Applications Using SAS® Enterprise Miner™ Course Notes was developed
by Billie Anderson and J. Michael Hardin. Additional contributions were made by Susan Haller, Dan
Kelly, Bob Lucas, Naeem A. Siddiqi, and Chip Wells IV. Editing and production support was provided by
the Curriculum Development and Support Department.
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Development of Credit Scoring Applications Using SAS® Enterprise Miner™ Course Notes
Copyright © 2009 SAS Institute Inc. Cary, NC, USA. All rights reserved. Printed in the United States of
America. No part of this publication may be reproduced, stored in a retrieval system, or transmitted, in
any form or by any means, electronic, mechanical, photocopying, or otherwise, without the prior written
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Book code E1132, course code CSEM, prepared date 04Feb2009. CSEM_001
ISBN 978-1-59994-775-4