Introduction
In 2010, Indonesian banking industry is expected to reinstate its optimum intermediary role since the global economy has started to recover from financial crisis. Many parties, especially entrepreneurs and government expect a more significant contribution of banking industry to drive the economy. During 2009, many parties had thought that banking industry has yet to run its intermediary function optimally, due to the fact that banks still implement high interest strategy to maintain their profit margin levels. This paper is trying to examine the condition of the Indonesian banking industry in 2009 and its prospect in 2010.

2009 Performance
In 2009, the Indonesian banking industry started to recover from 2008 global crisis. It was shown in the second half of 2009, during which the growth of asset, loan and total deposits increased relatively higher than that of the first half。。。。。。。。。。。。。。。。。。。。