（1）题目：Deregulation and its long-run effects on the availability of banking services in low-income communities

作者：Cristina Bernad, Lucio Fuentelsaz, Jaime Gómez     文献：Environment and Planning A


（2）题目：
Regulating Exclusion from Financial Markets
文献：Review of Economic Studies.

Volume (Year): 71 (2004) Issue (Month): (07)
Pages: 681-707