题目：DuBois’s portfolio has remained at $2,000,000. She and Knutsen estimate her time horizon at 20 years, at which time she would like to leave a bequest of $1,000,000 in today’s dollars to both her son and the museum. She would like $75,000 per year, before taxes, to cover her living expenses.

问题：请大家给看看那bequest是20年后的现金流1000000？还是pv=1000000，20年后的fv阿？


答案：结算return
2,000,000 PV; –75,000 PMT; –2,000,000 FV; 20 N;