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<DIV style="MARGIN-TOP: 7.2pt; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.38in; VERTICAL-ALIGN: baseline; DIRECTION: ltr; TEXT-INDENT: -0.38in; unicode-bidi: embed; TEXT-ALIGN: left; language: zh-CN"><SPAN style=""><SPAN style="%; COLOR: #330066; FONT-FAMILY: Wingdings; mso-special-format: bullet; mso-color-index: 3">l</SPAN></SPAN><SPAN style="; COLOR: black; FONT-FAMILY: Arial; language: en-US; mso-color-index: 1; mso-ascii-font-family: Arial; mso-fareast-font-family: 宋体; mso-bidi-font-family: +mn-cs">Criteria used to determine whether an investment of money is investing or something else, including:</SPAN></DIV>
<DIV class=O1 style="MARGIN-TOP: 6.24pt; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.76in; VERTICAL-ALIGN: baseline; DIRECTION: ltr; TEXT-INDENT: -0.38in; unicode-bidi: embed; TEXT-ALIGN: left; language: zh-CN"><SPAN style=""><SPAN style="%; COLOR: #669999; FONT-FAMILY: Wingdings; mso-special-format: bullet; mso-color-index: 5">l</SPAN></SPAN><SPAN style="; COLOR: black; FONT-FAMILY: Arial; language: en-US; mso-color-index: 1; mso-ascii-font-family: Arial; mso-fareast-font-family: 宋体">Is it short-term or long-term?</SPAN></DIV>
<DIV class=O1 style="MARGIN-TOP: 6.24pt; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.76in; VERTICAL-ALIGN: baseline; DIRECTION: ltr; TEXT-INDENT: -0.38in; unicode-bidi: embed; TEXT-ALIGN: left; language: zh-CN"><SPAN style=""><SPAN style="%; COLOR: #669999; FONT-FAMILY: Wingdings; mso-special-format: bullet; mso-color-index: 5">l</SPAN></SPAN><SPAN style="; COLOR: black; FONT-FAMILY: Arial; language: en-US; mso-color-index: 1; mso-ascii-font-family: Arial; mso-fareast-font-family: 宋体">Is it productive or unproductive?</SPAN></DIV>
<DIV class=O1 style="MARGIN-TOP: 6.24pt; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.76in; VERTICAL-ALIGN: baseline; DIRECTION: ltr; TEXT-INDENT: -0.38in; unicode-bidi: embed; TEXT-ALIGN: left; language: zh-CN"><SPAN style=""><SPAN style="%; COLOR: #669999; FONT-FAMILY: Wingdings; mso-special-format: bullet; mso-color-index: 5">l</SPAN></SPAN><SPAN style="; COLOR: black; FONT-FAMILY: Arial; language: en-US; mso-color-index: 1; mso-ascii-font-family: Arial; mso-fareast-font-family: 宋体">Is it legal or illegal?</SPAN></DIV>
<DIV class=O1 style="MARGIN-TOP: 6.24pt; MARGIN-BOTTOM: 0pt; MARGIN-LEFT: 0.76in; VERTICAL-ALIGN: baseline; DIRECTION: ltr; TEXT-INDENT: -0.38in; unicode-bidi: embed; TEXT-ALIGN: left; language: zh-CN"><SPAN style=""><SPAN style="%; COLOR: #669999; FONT-FAMILY: Wingdings; mso-special-format: bullet; mso-color-index: 5">l</SPAN></SPAN><SPAN style="; COLOR: black; FONT-FAMILY: Arial; language: en-US; mso-color-index: 1; mso-ascii-font-family: Arial; mso-fareast-font-family: 宋体">Is it rational or irrational?</SPAN></DIV>
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