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reference: CFA Lvevel 1 Scheweser notes 5 page14 是关于home mortgage 的一个问题
" if the borrowers sells the home or auto, she is required to pay the loan off in full."
我查看了home mortgage 的定义: a loan secured by the collateral of some specified real estate property which obliges the borrower to make a predetermined serious of payments.
我的问题是: 既然mortgage已经是银行(lender)的collateral, 为什么说borrower(issuer)sells the home or auto.
难道就算是抵押的东西, borrowers也可以拿去卖吗?
本人没有什么实际经验, 所以不是很懂, 希望要明白的人给予指点。
最佳答案
近卫军团 查看完整内容
应该不能吧,卖之前要先还银行的贷款啊。
if the borrowers sells the home or auto, she is required to pay the loan off in full.应该是,借款人想要卖抵押物,必须先全额还贷吧。